Tag: wealth management

Pssst? Want to buy a low-interest bond? That’s basically what the Federal Deposit Insurance Corp. is saying to investors, who are understandably not eager to take them up on the offer. The bonds in question are part of the $114 billion in debt obligations that the agency acquired when it took over the failed Silicon … Continue reading “The FDIC’s Dilemma”

The phrase ‘good old days’ suggests that we’re not living in the best time in history, but it often begs the question of when WERE the ‘good old days?’ Was it before our lives were ruined by technology? Was it during the derring-do age of knights in shining armor and the birth of romantic love? … Continue reading “Would You Want to Live Back in the Good Old Days?”

According to a recent survey, more than half of all Americans fear for their financial futures. Another study says that 77% of Americans feel anxious about their current financial situation. Even if both of the surveys overstate the numbers, the fact is that many of us have phobias about our finances, often rooted in past … Continue reading “Common Financial Phobias”

With the slow leak in the markets lately, you might not realize that we are currently experiencing an outrageous investment mania. Stocks of companies that are involved in artificial intelligence have been soaring at unprecedented rates, prominently including Upstart Holdings (up 393% this year alone); C3.ai (255%); Nvidia (220%); Palantir Technologies (177%) and Meta Platforms … Continue reading “The New Tech Mania: AI”

Some retirees save a great deal of money by doing so; others do not. You want to retire, and you own a large home that is nearly or fully paid off. The kids are gone, but the upkeep costs haven’t fallen. Should you retire and keep your home? Or sell your home and retire? Maybe … Continue reading “Should You Downsize for Retirement?”

Agreeing about what you want from retirement is crucial. What does a good retirement look like to Middle-Class Millionaires? Does it resemble the retirement that your spouse or partner has in mind? It is at least roughly similar?    The Social Security Administration currently projects an average retirement of 18 years for a man and … Continue reading “Couples Retiring on the Same Page”

Study suggest that these relationships can make a difference.   What is a relationship with a financial professional at Kendall Capital worth to an investor? We get this question a lot when we start a relationship with our middle-class millionaire clients here at Kendall Capital. A 2019 study by Vanguard, one of the world’s largest money … Continue reading “Measuring the Value of a Financial Advisor at Kendall Capital”

Recently, the $2 trillion “Coronavirus Aid, Relief, and Economic Security” (“CARES”) Act was signed into law. The CARES Act is designed to help those most impacted by the COVID-19 pandemic, while also providing key provisions that may benefit retirees. To put this monumental legislation in perspective, Congress earmarked $800 billion for the Economic Stimulus Act … Continue reading “Key Provisions of the CARES Act”

Your portfolio may be in the red, but your tax planning just might be in the green – if you know how to work those losses. Anxiety around the spread of coronavirus, along with recession fears, have sent major stock indexes into a tailspin. While selling out of the market altogether could hurt your long-term … Continue reading “How Coronavirus-Fueled Investment Losses May Help Cut Your Taxes”

Many of our Montgomery County clients dream of moving to a lower-cost area of the country when they retire in order to stretch their retirement savings out further. In particular, they envision saving thousands of dollars every year in taxes by moving to a state with no state income tax like Florida, Texas, or Nevada. … Continue reading “Does Leaving Maryland Purely for Tax Reasons Really Make Sense?”