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Fee-Only Fiduciary Advice That Starts with You

You’ve worked hard for financial freedom.

That’s why we work for you.

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We’re Here to Support You Along Your Journey

Kendall Capital is your trusted fee-only fiduciary advisory firm in the Metro Washington, DC area with a mission to provide you with high-quality, personalized advice that is often not available from large financial institutions. We receive no commissions. We do not sell products. We are solely compensated by our clients’ fees so we can focus 100% on your best financial interest.

We are based in Metro DC and offer in-person support here, but we can advise you wherever you live in the nation. As you navigate through life’s various stages and transitions, Kendall Capital is there to support you, every step of the way.

About Us

"You got there through hard work and disciplined saving. You don’t think of yourself as rich. You’re often surprised to find you have a million dollars. We call you middle-class millionaires. That's who we serve."

Clark Kendall, CFA, AEP®, CFP®

President & CEO

"We believe clients do better when they view Financial Planning as an on-going experience, not a one-time analysis. Frequent changes in tax and estate laws mean strategies become more or less impactful. Plus, as life gets busy, you many need more help to put those plans into action or to have peace of mind that you’re doing the right things for yourself and your family."

Carol Petrov, CFP®, CPWA®

Vice President & Senior Relationship Manager

"We employ a goals-based portfolio management process by combining our professionally managed six investment strategies creating a catered portfolio to each of our middle-class millionaire clients. We sincerely enjoy helping and watching our clients reach their financial aspirations through the use of our unique and disciplined investment process."

Brian G. Mattox, CFA, CAIA

Vice President & Chief Investment Officer

Start Working with a Trusted, Personal Fee-Only Fiduciary Advisor

Your financial aspirations are uniquely shaped by your goals, values and circumstances. Our experienced team takes the time to truly understand your aspirations, offering you financial advice that’s tailored to you.

Perhaps you are in the middle of your career and wondering how to balance several goals like retirement savings, college planning and a home renovation. You’re looking for an experienced financial planner who considers your needs and your family’s goals to show you options for how to achieve them.

You want to enjoy the freedom of retirement as soon as is realistically possible, but how much do you need? What are the considerations when one partner has a pension and one doesn’t? How much of a difference would it make to work two more years versus five? Kendall Capital can help, even if your investments are mainly in an employer’s retirement savings plan.

You are retired, and now your goal is to enjoy your lifestyle while growing your wealth and managing income taxes. You’ve heard terms like wealth management, Roth conversion and tax planning, but aren’t sure if it’s what you need.

Perhaps you’ve entered a new phase of life, accumulated wealth, and now what? You want to leave a legacy for future generations, but you’re also interested in knowing how to use your wealth to achieve meaningful goals, such as charitable giving, a vacation home, or your grandchild’s 529 college savings plan. Kendall Capital will educate you on your options and make it easy for you to take action. We help coordinate with tax and estate planning advisors, so you can relax and have peace of mind you have a team watching out for you.

Large Enough to Have Depth and Breadth.
Small Enough To Care.

Clark Kendall, CFA, AEP®, CFP®

Clark Kendall, CFA, AEP®, CFP®

President and CEO

Brian Mattox, CFA, CAIA

Brian Mattox, CFA, CAIA

Chief Investment Officer, Vice President

Nina Smith

Nina Smith

Vice President, Strategy and Business Development

Zemin Zhu, CFA, FRM

Zemin Zhu, CFA, FRM

Assistant Vice President, Portfolio Manager

Justin Wunder

Justin Wunder

Investment Associate

Katie Taylor

Katie Taylor

Client Service Associate

Jason Tkach, CFA

Jason Tkach, CFA

Vice President, Portfolio Manager

James “Dave” Walker, CFP®, AIF®

James “Dave” Walker, CFP®, AIF®

Lead Relationship Manager

Carol Petrov, CFP®, CPWA®

Carol Petrov, CFP®, CPWA®

Vice President & Senior Relationship Manager

We are more than skilled financial advisors. We partner with you to meet your goals, offering support, answers, and peace of mind to navigate life’s financial complexities so you can focus on the moments that matter most to you.

Meet Our Team
  • Available to meet in person in the Washington, DC area or virtually nationwide
  • Experience working with federal, state, and local government employees
  • Expertise in retirement, tax and estate planning
  • A holistic approach to investment management, including employer sponsored plans
  • A skilled team of CERTIFIED FINANCIAL PLANNER™ professionals (CFP® practitioners) and Chartered Financial Analysts® (CFAs)
  • Collaborate with CPAs, Estate Attorneys and other professionals on behalf of our clients
$1.6M

Average net worth of a “Baby Boomer” household

(born 1946-1964)

-USA Facts

Our Certifications and Designations

  • Accredited Estate Planner® (AEP)

    A professional credential for individuals who specialize in estate planning services.

  • Accredited Investment Fiduciary® (AIF)

    Designees have demonstrated a high fiduciary standard of care and the ability to serve the best interests of their clients.

  • Certified Alternative Investment Analyst® (CAIA)

    Trained to assess alternatives investments such as hedge funds, venture capital, and private equity.

  • Chartered Financial Analyst® (CFA)

    Have relevant work experience and passed a rigorous three-part exam on investment tools, valuing assets, portfolio management, and wealth planning.

  • CERTIFIED FINANCIAL PLANNER™ (CFP®) Professionals

    Meet rigorous training, ethical and education standards and are committed to serving their clients’ best interests.

  • Certified Private Wealth Advisor® (CPWA)

    Focus on wealth accumulation, preservation, and distribution. Understand how to develop specific strategies to minimize taxes, monetize and protect assets, maximize growth, and transfer wealth.

  • Financial Risk Manager® (FRM)

    Designees are trained to assess, measure, and monitor financial risks in real-world situations.

  • Registered Investment Advisor (RIA)

    Registered either with the Securities Exchange Commission (SEC) or state securities regulators and have a fiduciary duty to their clients to act in their clients’ best interest.

    Registration as an investment adviser does not imply a certain level of skill or training.


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When you put your life’s savings in the hands of a third party, you want to be comfortable with their integrity and their choices. Trust is paramount. I have never had any reason to doubt that the Kendall Capital staff are handling my assets any differently than they would handle their own. The staff are well qualified, a pleasure to work with, and of high integrity.

– Rick A.

Retired Federal Scientist

DISCLAIMER: This testimonial is based on a unique experience from a current client and is not representative of all client experiences. Testimonials are unsolicited, and no cash or non-cash compensation is provided. Investing involves risk, including the possible loss of principal and fluctuation of value. Past performance is no guarantee of future results. Additional information about Kendall Capital Management available in its current disclosure documents, Form ADV, Form ADV Part 2A Brochure, and Client Relationship Summary report which are accessible online via the SEC’s Investment Adviser Public Disclosure (IAPD) database at IAPD - Investment Adviser Public Disclosure - Homepage , using SEC # 801-78634.

Have You Acquired $1,000,000 or More in Assets Through Hard Work & Disciplined Saving?

We Call You Middle-Class Millionaires, and We’ve Built Our Firm to Serve You

You’ve amassed wealth – such as retirement accounts or inheritance – but you don’t have the support you need, nor do you feel like you’re getting the personalized attention you deserve from your current advisor. At Kendall Capital, we are committed to providing you with the same personalized, fee-only fiduciary advice enjoyed by ultra-high-net-worth individuals. If you’ve acquired $500,000 or more in investable assets, including retirement accounts, we’d love to work with you.

Learn More View Our Books

Have You Acquired $1,000,000 or More in Assets Through Hard Work & Disciplined Saving?

A Wealth of Resources

Discover insights, analysis and helpful videos on financial planning, wealth management, and changes in tax laws that may impact you.

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Clark Kendall: Serving Middle-Class Millionaires

Featured

Clark Kendall: Serving Middle-Class Millionaires

Clark explains who Kendall Capital serves and the idea of Middle-Class Millionaire.

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Financial Planning / Taxes

Effective vs. Marginal Tax Rates

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Financial Planning

Two Minute Tip: Avoiding Scammers

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Financial Planning / Investment Strategies / Market Updates

Common Financial Phobias

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Proudly Serving Our Community

Like many of our clients, Kendall Capital believes in supporting and volunteering alongside those who are making a difference in the Washington, DC area and leaving a lasting legacy of service to others.

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Frequently Asked Questions

Our household minimum is $500,000 in Assets Under Management – meaning the combined value of accounts which we manage should be over $500,000. This includes taxable accounts, IRAs, Roth IRAs, 529 plans and even your employer-sponsored retirement plans like 401(k)s and 403(b)s. We generally charge 1% on the first $2,000,000 in assets we manage for clients. The fee decreases on assets between $2- and $5,000,000 and continues to decrease from there. This fee is calculated and billed on a quarterly basis.

Fee-only means that the fee you pay for our financial planning advice, client service and ongoing investment management is our only compensation. We do not receive any form of payment for recommending a particular stock, bond or mutual fund. We also do not sell products to receive commissions. Our fees are easy to understand and printed on every quarterly statement for you to see clearly. The fee is based on the amount of assets you ask us to manage (AUM), and also includes ongoing financial planning advice as your needs evolve. As members of NAPFA (National Association of Personal Financial Advisors), we believe this is the most transparent and objective method available.

Fee-based means that your advisor may charge you a fee based on the assets you ask them to manage (AUM), but they may also receive compensation through their brokerage firms, preferred mutual fund families, and/or insurance companies when recommending an annuity or insurance product.

No. At Kendall Capital, our CERTIFIED FINANCIAL PLANNER™ professionals have decades of experience providing clients with financial plans and have seen that they are more likely to get put into action with our help. They often include techniques that require investment account access in order to ensure they’re constructed properly. We also know that strategies can become more or less important if there are changes in the tax laws or the clients’ goals have changed.

Kendall Capital can help you manage investments in 401(k), 403(b) and other workplace plans. We incorporate your retirement plan investments into a larger strategy with your other assets. As an independent fee-only firm, Kendall Capital has capabilities to look at the full picture from an investment perspective as part of our financial planning service. Many advisors will not help you with these accounts, but we’ve decided to offer it as a service as part of our commitment to working in your best interest.

No, we do not prepare tax returns or draft legal documents, but we do address potential pitfalls or opportunities around these areas of your life. We also recommend our clients to accountants and estate planning attorneys we trust.

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Get Started

Reach out to us and someone will follow up with you as soon as possible.

Contact Us

info@kendallcapital.com

301.838.9110

2000 Tower Oaks Boulevard
Suite 240
Rockville, MD 20852