Ongoing Financial Planning to Set Goals & Measure Results

Kendall Capital can help you manage investments in 401(k), 403(b) and other workplace plans. We incorporate your retirement plan investments into a larger strategy with your other assets. As an independent fee-only firm, Kendall Capital has capabilities to look at the full picture from an investment perspective as part of our financial planning service. Most investment management firms are not allowed or are not equipped to provide specific advice and ongoing supervision when it comes to employer plans. However, we recognized that’s where clients often need help the most and decided to offer this service as part of our commitment to working in your best interest.

To help you save for retirement, we will consider your retirement goals and the lifestyle you envision, along with the costs and tax ramifications. Our CERTIFIED FINANCIAL PLANNERS™ draw on their experience and listen to you in order to provide you with actionable, personalized advice…then remind you to keep it up on a regular basis.

The amount of money you will need to retire depends on various factors, including your desired retirement age, lifestyle, location, health care needs, and life expectancy. Kendall Capital will consider all these factors when helping you calculate personalized retirement goals.

Yes, it’s possible to save for retirement while also saving for your children’s or grandchildren’s education. Our advisors can help you set clear financial priorities and take advantage of tax-deferred savings accounts like 529 plans and Roth IRAs. We’ll also help you understand your assets and tax consequences to help you understand the “big picture”.

To avoid running out of money in retirement, it’s important to carefully manage your spending and the investment strategies. Kendall Capital will work with you to create a sustainable distribution plan that considers tax implications and help you feel confident through market volatility. We’ll also be honest and direct because it’s in your best interest.

Roth Conversions are a way to shift retirement savings from the pre-tax side to the Roth side by opting to pay income taxes on your savings earlier than you have to. At Kendall Capital, we will educate you on this wealth management strategy and determine if it makes sense for you. If you wish to take advantage of this opportunity, we’ll make it easy for you to do so.

Gifting to your descendants can be accomplished through various methods. Kendall Capital brings the estate planning and tax management expertise to help you optimize your gifting strategy according to your wishes and tax considerations.

A solid estate plan typically includes a will, a Power of Attorney, healthcare directives, beneficiary designations, and possibly one or more trusts to manage your assets and wishes after death. Kendall Capital can assist you with estate planning and, if needed, refer you to estate attorneys.

There are several tax-advantaged ways to donate to charities while living. We not only encourage it, but we’ll spend the time educating you on your options, coordinate with your tax advisor and help make it easy for you to show your support to your favorite charities and religious organizations.