Author: Kendall Capital

Retirement is a significant transition, and it can bring both challenges and opportunities for Middle-Class Millionaire women who have spent many years focused on their careers. For women approaching retirement age, it is crucial to consider various tips and strategies to ensure a smooth and fulfilling transition. An elegant pivot from work life to a … Continue reading “Women and Wealth: A Pivot Towards Retirement”

Inflation impacts Middle-Class Millionaires in a number of ways, not just in a steady rise in the prices of the things we buy every day. One of the most complicated is how the monthly/annual inflation rate influences our interest rates—the rate at which we borrow money.  Really? In May the so-called core consumer price index—basically … Continue reading “Inflation’s Tie to Interest Rates”

If you’re like many small business owners, running your own business is an all-consuming endeavor. In the face of everyday demands, choosing a retirement strategy for your business can become a casualty. The idea of establishing a plan could evoke worries about complicated reporting and administration. If this sounds familiar, then you may want to … Continue reading “Is A SEP-IRA Right For Your Business?”

By May 15, 2023, over 142 million taxpayers had dutifully filed their federal income tax returns. And they all made decisions about deductions and credits – whether or not they realized it. When Middle-Class Millionaires take the time to learn more about how it works, you may be able to put the tax code to … Continue reading “How to Make the Tax Code Work for You”

Artificial intelligence is unlikely to replace plain old human intelligence any time soon, but you might be surprised at how many programs are now using it to make our lives easier. If you thought that having a human-like interaction with ChatGPT and DALL-E was the beginning and end of today’s AI, then you’re missing a … Continue reading “AI Everywhere”

By all accounts, the U.S. economy is humming along on all cylinders. Inflation is down (but not out), unemployment is still low by historical standards and GDP growth is healthy. Worker wages continue to rise. What should Middle-Class Millionaires be concerned about? If you feel the need to worry, then consider consumer debt. Since the … Continue reading “Debt Rising, Consumption Falling?”

Social Security can be complicated, and as a result, many Middle-Class Millionaires don’t have a full understanding of the choices they may have. Here are five facts about Social Security that are important to keep in mind. 1. Social Security Is a Critical Source of Retirement Income Some have the perception that Social Security is … Continue reading “Social Security: Five Facts You Need to Know”

We’re all reading headlines telling us that the stock market has reached all-time highs, something that never happened in 2023.  Many investors who have a worrisome mindset will think that means that there’s a high likelihood that we’ll see a downturn in the near future. The markets have nowhere to go but down from here, … Continue reading “New Highs. Now What?”

Most children stop being “and-a-half” somewhere around age 12. Kids add “and-a-half” to make sure everyone knows they’re closer to the next age than the last. When you are older, “and-a-half” birthdays start making a comeback. In fact, starting at age 50, several birthdays and “half-birthdays” are critical for Middle-Class Millionaires to understand because they … Continue reading “Important Birthdays Over 50”

When the Tax Cuts and Jobs Act (TCJA) Act passed in 2017, we were told that all of the provisions—lower tax rates, much more generous estate tax exemption—would sunset at the end of 2025. That seemed a long way off back then.  But now it’s 2024, less than two years before what could be a … Continue reading “Preparing for the Sunset”