August 12th, 2019

A Retirement Fact Sheet

Does your vision of retirement align with the facts? Here are some important financial and lifestyle facts about life after 50 that might surprise you. Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are taken aback when they discover this. In addition to the Internal Revenue Service, 13 states … Continue reading “A Retirement Fact Sheet”

August 6th, 2019

Tariffs and the Recent Market Movements

Anybody who reads the news knows by now that the markets took a plunge yesterday. The S&P 500 fell 2.98% and is down 5.83% over the past five days. This is a pretty modest drop for a market that was up 17% so far this year, and some analysts were surprised it wasn’t worse, given … Continue reading “Tariffs and the Recent Market Movements”

July 24th, 2019

Eight Mistakes That Can Upend Your Retirement

Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible. At Kendall Capital, we work with you to navigate through these based on your individual circumstances. No Strategy. Yes, the biggest mistake is having no strategy at all. Without … Continue reading “Eight Mistakes That Can Upend Your Retirement”

July 23rd, 2019

Diversification, Patience, and Consistency

These are three significant factors when it comes to your financial life. Regardless of how the markets may perform, consider making the following part of your investment philosophy: Diversification. The saying “don’t put all your eggs in one basket” has real value when it comes to investing. In a bear or bull market, certain asset … Continue reading “Diversification, Patience, and Consistency”

July 16th, 2019

What the SECURE Act Could Mean for Retirement Plans

If passed, it would change some long-established retirement account rules.  If you follow the news, you may have heard of the Setting Every Community Up for Retirement Enhancement (SECURE) Act. Although the SECURE Act has yet to clear the Senate, it saw broad, bipartisan support in the House of Representatives. This legislation could make Individual … Continue reading “What the SECURE Act Could Mean for Retirement Plans”

July 3rd, 2019

Getting a Head Start on College Savings

The hows and whys of college savings. The American family with a child born today can expect to spend about $233,610 to raise that child to the age of 18. On top of that, you can expect your little one’s college education to cost as much as $198,000. But before you throw your hands up … Continue reading “Getting a Head Start on College Savings”

June 18th, 2019

Helping Aging Parents Manage Financial Responsibilities

How can you make things easier on them later in life?  The number of people aged 60 and older is growing. By 2050, this demographic will be more than twice as large as it was in 2015. Many of these seniors will face financial challenges as they age whether it’s analyzing their accounts or simply … Continue reading “Helping Aging Parents Manage Financial Responsibilities”

June 13th, 2019

Gifts- Taxable or Not?

In Clark Kendall’s book, Middle-Class Millionaire: Surprisingly Simple Strategies to Grow and Enjoy Your Wealth, chapter 18 explains “Planned Giving” and walks through best practices of gifting. Below is a story about Rich and Barbara and real-life examples of how to gift efficiently. Rich is a retired film stuntman who, after a long career, is … Continue reading “Gifts- Taxable or Not?”

June 12th, 2019

Could Social Security Really Go Away?

It may be unlikely, but the program faces financial challenges.   Will Social Security run out of money in the 2030s? You may have heard warnings about this dreadful scenario coming true. These warnings, however, assume that no action will be taken to address Social Security’s financial challenges between now and then. It is true … Continue reading “Could Social Security Really Go Away?”

June 11th, 2019

Retirement and Supporting Your Adult Children

Subsidizing family can put a crimp in your strategy. Families are one of the great joys in life, and part of the love you show to your family is making sure that their basic needs are met. While that’s only to be expected from birth through the high school years, many households are helping their … Continue reading “Retirement and Supporting Your Adult Children”