July 9th, 2018

Options For Funding Your College Savings Goals

How can you cover your child’s future college costs? Saving early (and often) may be the key for most families. Here are some college savings vehicles to consider. 529 college savings plans. Offered by states and some educational institutions, these plans let you save up to $15,000 per year for your child’s college costs without … Continue reading “Options For Funding Your College Savings Goals”

June 8th, 2018

Becoming A Middle Class Millionaire™: How to make it happen in Montgomery County

In Montgomery County, anyone can become a Middle Class Millionaire™. Really? Really! Yes, Montgomery County is an expensive place to live. But, on the flip side, it’s a highly educated community with affluent people. According to the 2016 US Census Bureau data the median annual income in Montgomery County averaged $100,352. Thanks to Montgomery County’s … Continue reading “Becoming A Middle Class Millionaire™: How to make it happen in Montgomery County”

May 24th, 2018

Retirement Planning Tips for Women

For our parents, living to 75 amounted to a nice, long life, and Social Security was often supplemented by a pension. The Social Security Administration estimates that today’s average 65-year-old female will live to age 86.6. Given these projections, it appears that a retirement of 20 years or longer might be in your future. Are … Continue reading “Retirement Planning Tips for Women”

May 10th, 2018

The Many Benefits of a Roth IRA

The Roth IRA changed the retirement savings landscape when it was established in the Taxpayer Relief Act of 1997 becoming a fixture in many retirement income strategies. This analysis offers a closer look at the trade-off you make when you contribute to a Roth IRA versus other types of investment accounts. When compared to a … Continue reading “The Many Benefits of a Roth IRA”

April 10th, 2018

Montgomery County’s Revenue Decline: What It Means for Everyone

It’s been awhile since the U.S. economy has been as strong as it is right now. GDP growth is up, unemployment is down and the stock market is booming. In the midst of all this economic good news, though, Montgomery County is facing a serious revenue shortfall. The county is projecting a $120 million shortfall … Continue reading “Montgomery County’s Revenue Decline: What It Means for Everyone”

March 21st, 2018

Tax Efficient Retirement Planning

Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? If so, you may receive significant retirement income. Those income distributions, however, will be taxed at ordinary income tax rates.  If you have saved and invested well, you may end up retiring at your … Continue reading “Tax Efficient Retirement Planning”

March 13th, 2018

Brian G. Mattox, CAIA, Joins Kendall Capital as Senior Portfolio Manager & Jason Tkach, CFA Promoted to Portfolio Manager

Kendall Capital is proud to welcome experienced Senior Portfolio Manager, Brian Mattox, CAIA, to its team of dedicated professionals. In his role as Senior Portfolio Manager, Brian will focus on portfolio construction, rebalancing, security selection, manager due diligence and implementation of both the equity and mutual fund investment strategies. A native of the DC area, … Continue reading “Brian G. Mattox, CAIA, Joins Kendall Capital as Senior Portfolio Manager & Jason Tkach, CFA Promoted to Portfolio Manager”

March 13th, 2018

Attention Retiring Federal Employees – It’s Time to Retire Your Thrift Savings Plan

Being a fiduciary wealth manager means two things in practice. First, I’m obligated to serve my clients’ best financial interests. Second, I give big-picture advice. This could be a recommended action (where to invest, for example), or a simple word of caution: Don’t. I recently offered that word of caution to a federal employee who’s … Continue reading “Attention Retiring Federal Employees – It’s Time to Retire Your Thrift Savings Plan”

March 12th, 2018

Target Date Funds

Advice for the Middle Class Millionaire Clark shares his thoughts on target date funds. 

March 8th, 2018

The Importance of Working with a Financial Professional

What kind of role can a financial professional play for an investor? The answer: a very important one. While the value of such a relationship is hard to quantify, the intangible benefits may be significant and long lasting. A good financial professional can help an investor interpret today’s financial climate, determine objectives, and assess progress … Continue reading “The Importance of Working with a Financial Professional”