Insights into various financial topics are provided on our blog. Please bookmark this page for your reference.

  • January 07, 2019

    Why Now Could Be a Good Time for a Roth IRA Conversion

    Roth IRAs are one of the best gifts that Congress has ever given Americans when it comes to saving money for retirement. Contributions grow tax deferred like with traditional IRAs, but withdrawals are usually tax-free if they’re made after you turn 59½ years old. Also, there are no Required Minimum Distributions ...
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  • January 07, 2019

    The Evolution of Financial Rights and Equality for Women and the Opportunity it Provides for the Client/Advisor Relationship

    In recent years, there’s been a lot of publicity around sexual harassment, and the MeToo movement seems to have brought us to a new age for women and their ability to exercise their legal rights, especially as it pertains to the work environment.  But it is worth noting just how ...
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  • January 07, 2019

    How Medigap Choices Are Changing

    With Plan F and Plan C going away in 2020, Plan G may become the most common option. Soon, the most popular Medigap policy will no longer be available. Seniors will lose the chance to buy Plan F in 2020 as well as the less popular Plan C. These policies cover Medicare’s ...
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  • January 04, 2019

    Target Date Funds

    Hello. This is Clark Kendall with Kendall Capital Management in the Greater Washington, DC area. Today’s investment nugget is target date funds.   Target date funds determine your asset allocation based upon one factor and one factor alone, your age. Can you imagine the Class of 1975, walking across the graduation stage? ...
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  • January 04, 2019

    October 2018 Stock Market Pullback

    Hello. This is Clark Kendall with Kendall Capital Management. Today is Friday, October 26. We’ve had volatility in the market over the last two or three weeks. We’ve had the Dow Jones moving three, four and 500 points a day. Percentage wise it’s been as much as two to three ...
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  • January 03, 2019

    The Impact of Charitable Gifting Laws

    Hi. I’m Carol with Kendall Capital, here with a two-minute tip to help you, the middle-class millionaire saves both money and your precious time.   Today, I’m going to talk about charitable giving. We have so many wonderful organizations right here in Montgomery County, Maryland where even the smallest donation can make ...
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  • January 03, 2019

    Making a Difference: The Impact of Charitable Gifting

    I went to a client’s funeral, and a child came up to me and said “You know what, you’ve made a huge difference in my mother’s life. You helped her spend money, you helped her gift it to charities. Quite frankly, we have more money because the way you all ...
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  • December 28, 2018

    What Does an Inverted Yield Curve Mean?

    If investors aren’t selling stocks because of the current government shutdown, they might be nervous about the flattening yield curve—broadly defined as a time when short-term interest rates were higher than yields on longer-term bonds. But what does this mean for the markets? Typically, an inverted yield curve signals a ...
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  • December 17, 2018

    Your 2019 Financial To-Do List

    What financial, business, or life priorities do you need to address in 2019? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. Can you contribute more to your retirement plans this ...
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  • December 13, 2018

    Social Security Gets Its Biggest Increase Since 2012

    Social Security will soon give seniors their largest “raise” since 2012. In view of inflation, the Social Security Administration has authorized a 2.8% increase for retirement benefits in 2019. This is especially welcome, as annual Social Security cost-of-living adjustments, or COLAs, have been irregular in recent years. There were no COLAs ...
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