Category: Investment

Many high-net-worth and affluent individuals and families have begun following the lead of institutional investors – allocating part of their portfolios to alternative investments such as private equity (PE), venture capital (VC) or hedge funds. To satisfy this demand, most major PE firms and many diversified asset managers have been offering “alt” funds to retail … Continue reading “Kendall Capital’s New Micro-cap Strategy”

Here is what you need to know. Financially, many Middle-Class Millionaires associate April with taxes – but we should also associate April with important IRA deadlines.   April 15, 2021 is the deadline to take your Required Minimum Distribution (RMD) from certain individual retirement accounts. Your advisor at Kendall Capital can help you navigate through and … Continue reading “2020 IRA Deadlines Are Approaching”

Should you withdraw and reinvest your retirement plan money while you are still employed? Did you know you might be able to take some or all of the money in your 401(k), 403(b), or 457 plan and roll it over into another type of retirement account? Were you aware that you could do this while … Continue reading “The Pros and Cons of In-Service Retirement Plan Rollovers”

The interesting thing about index funds, which is not discussed enough, is that when a stock or a sector posts dramatic gains, it can become an outsized part of the total index. Investors who buy the index are buying that stock or sector at very high valuations—which may nor may not end well. The chart … Continue reading “The Nifty Fifty and Overweight Tech Stocks”

Most economists expect the Coronavirus outbreak to cause a recession. Since many people made bad financial investment decisions in the last recession, it is important to remind ourselves of what we should and should not do.  First, pause with gratitude if you have a retirement account—nearly half of workers do not. If you don’t have … Continue reading “The Coronavirus Pandemic and Your Retirement Accounts—What You Should And Should Not Do”

The COVID-19 pandemic has shaken up nearly every aspect of American life. To say it’s been a difficult time would be an understatement.  However, difficult times may open doors to new possibilities. Businesses are changing their ways of operating, and individuals are exploring new avenues for investment. It may be time for Middle-Class Millionaires to … Continue reading “Roth IRA Conversion in the Era of COVID-19”

Recently, the $2 trillion “Coronavirus Aid, Relief, and Economic Security” (“CARES”) Act was signed into law. The CARES Act is designed to help those most impacted by the COVID-19 pandemic, while also providing key provisions that may benefit retirees. To put this monumental legislation in perspective, Congress earmarked $800 billion for the Economic Stimulus Act … Continue reading “Key Provisions of the CARES Act”

Your portfolio may be in the red, but your tax planning just might be in the green – if you know how to work those losses. Anxiety around the spread of coronavirus, along with recession fears, have sent major stock indexes into a tailspin. While selling out of the market altogether could hurt your long-term … Continue reading “How Coronavirus-Fueled Investment Losses May Help Cut Your Taxes”

Many of our Montgomery County clients dream of moving to a lower-cost area of the country when they retire in order to stretch their retirement savings out further. In particular, they envision saving thousands of dollars every year in taxes by moving to a state with no state income tax like Florida, Texas or Nevada. … Continue reading “Does Leaving Maryland Purely for Tax Reasons Really Make Sense?”

What do you do with big money? Sudden wealth can help you address retirement saving or college funding anxieties, and it may also allow you to live and work on your terms. On the other hand, you’ll pay more taxes, attract more attention, and maybe even contend with jealousy or envy. You may also deal … Continue reading “When a Windfall Comes Your Way”