February 15th, 2017

Active & Passive Investment Management

Investment management can be active or passive. Sometimes, that simple, fundamental choice can make a difference in portfolio performance. Both approaches have merit, and all investors should understand their principles. How does passive asset management work? A passive asset management strategy employs investment vehicles mirroring market benchmarks. In their composition, these funds match an index … Continue reading “Active & Passive Investment Management”

January 23rd, 2017

2017 Retirement Plan Contribution Limits

Each October, the Internal Revenue Service announces changes to annual contribution limits for IRAs and workplace retirement plans. Are any of these limits rising for 2017? Will IRA contribution limits go up? Unfortunately, no.  Annual contributions for Roth and traditional IRAs remain capped at $5,500 for 2017, with an additional $1,000 catch-up contribution permitted for … Continue reading “2017 Retirement Plan Contribution Limits”

January 19th, 2017

Making & Keeping Financial New Year’s Resolutions

How will your money habits change in 2017? What decisions or behaviors might help your personal finances, your retirement prospects, or your net worth? Each year presents a “clean slate,” so as we start 2017, it is natural to think about what you might do (or do differently) in the 12 months ahead. Financially speaking, … Continue reading “Making & Keeping Financial New Year’s Resolutions”

December 20th, 2016

Tell Your Beneficiaries about Your Accounts and Policies

As Year’s End approaches, now is a great time to review your retirement account(s) and insurance beneficiaries to ensure your heirs receive a fair share of your wealth and that your invested assets go where you want them to when you die. If you have a proper will or estate plan in place, you will … Continue reading “Tell Your Beneficiaries about Your Accounts and Policies”

December 5th, 2016

Should You Care What the Market Does Each Day?

Investors are people, and our high tech society often causes people to become impatient. No one likes to wait in line or wait longer than they have to for something, especially when so much is just a click or two away. This impatience also manifests itself in the equities markets. When the S&P 500, Dow, … Continue reading “Should You Care What the Market Does Each Day?”

November 14th, 2016

Mutual Funds and Capital Gains: Could You Be Making a Costly Mistake?

If you’re thinking about buying mutual funds before the end of the year, consider this. We’re currently several years into a bull market. Prior to the election, the market had had a broad rally since 2009. Then, Trump defied the odds. In the week following his surprising win, the markets responded to the President-elect’s pledge … Continue reading “Mutual Funds and Capital Gains: Could You Be Making a Costly Mistake?”

September 13th, 2016

Reason to Panic?

On Friday, the S&P 500 index fell 2.4%, while the Dow Jones Industrial Average fell 2.1%.  This was the first 1% sell-off since June, and media outlets have been describing it as a full-blown market panic. We believe there are two reasons as to why quick-twitch traders scattered for the hills on Friday. The first … Continue reading “Reason to Panic?”

August 17th, 2016

The 529 Plan – Your Legacy, Funding Education, and Your Retirement

Do you have a 529 College Savings Plan? A 529 plan is a tax exempt, college savings account for a designated beneficiary, which could be a child, grandchild, great-grandchild or even a great-great grandchild. Before you call your financial advisor to have a check distributed for the designated beneficiary’s college expenses, you may want to … Continue reading “The 529 Plan – Your Legacy, Funding Education, and Your Retirement”

July 19th, 2016

The Importance of Working with a CFP® and the Meaning of Those Initials

At Kendall Capital, you have the opportunity of working with two Certified Financial Planners™ (CFPs®), Clark Kendall and Carol Petrov. But what exactly makes the CFP® designation so important to your wealth management and investment goals? When you work with a CFP®, you’re working with someone with extensive training that is not only knowledgeable but … Continue reading “The Importance of Working with a CFP® and the Meaning of Those Initials”

July 13th, 2016

The Rise of the Fee-Based Financial Professional

A wave of change is transforming the financial services profession. Increasingly, financial professionals are choosing to be compensated, partly or wholly, through fees rather than through commissions. This is a real change from the old status quo. In the past, compensation usually resulted from product sales. A client opened up an investment, and the broker … Continue reading “The Rise of the Fee-Based Financial Professional”