September 3rd, 2019

Why Having a Financial Professional Matters

A good professional provides important guidance and insight through the years. What kind of role can a fee-only fiduciary advisor at Kendall Capital play for an investor? The answer: a very important one. While the value of such a relationship is hard to quantify, the intangible benefits may be significant and long-lasting. There are certain … Continue reading “Why Having a Financial Professional Matters”

August 12th, 2019

A Retirement Fact Sheet

Does your vision of retirement align with the facts? Here are some important financial and lifestyle facts about life after 50 that might surprise you. Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are taken aback when they discover this. In addition to the Internal Revenue Service, 13 states … Continue reading “A Retirement Fact Sheet”

July 16th, 2019

What the SECURE Act Could Mean for Retirement Plans

If passed, it would change some long-established retirement account rules.  If you follow the news, you may have heard of the Setting Every Community Up for Retirement Enhancement (SECURE) Act. Although the SECURE Act has yet to clear the Senate, it saw broad, bipartisan support in the House of Representatives. This legislation could make Individual … Continue reading “What the SECURE Act Could Mean for Retirement Plans”

June 18th, 2019

Helping Aging Parents Manage Financial Responsibilities

How can you make things easier on them later in life?  The number of people aged 60 and older is growing. By 2050, this demographic will be more than twice as large as it was in 2015. Many of these seniors will face financial challenges as they age whether it’s analyzing their accounts or simply … Continue reading “Helping Aging Parents Manage Financial Responsibilities”

June 12th, 2019

Could Social Security Really Go Away?

It may be unlikely, but the program faces financial challenges.   Will Social Security run out of money in the 2030s? You may have heard warnings about this dreadful scenario coming true. These warnings, however, assume that no action will be taken to address Social Security’s financial challenges between now and then. It is true … Continue reading “Could Social Security Really Go Away?”

June 11th, 2019

Retirement and Supporting Your Adult Children

Subsidizing family can put a crimp in your strategy. Families are one of the great joys in life, and part of the love you show to your family is making sure that their basic needs are met. While that’s only to be expected from birth through the high school years, many households are helping their … Continue reading “Retirement and Supporting Your Adult Children”

May 29th, 2019

Keep Calm, Stay Invested

Recent headlines have added volatility to the markets. There will always be new headlines, and any of them could mean turbulence for Wall Street. As an investor and retirement saver, how much will this turmoil matter to you in the long run? Not as much as you may expect. There are many good reasons to … Continue reading “Keep Calm, Stay Invested”

May 21st, 2019

Options and Benefits of Roth IRA Contributions

If you own an Individual Retirement Account (IRA), you may have heard about Roth IRA conversions. Converting your traditional IRA to a Roth IRA can make a lot of sense depending on your situation. But remember, consulting with your financial advisor here at Kendall Capital before making financial decisions is always a good idea.      … Continue reading “Options and Benefits of Roth IRA Contributions”

May 20th, 2019

The Problem of Money Paralysis

Not making a move is not always the best move to make.  A decision not made may have financial consequences. Sometimes, we fall prey to a kind of money paralysis, in which financial indecisiveness is regarded as a form of “safety.” Retirement seems to amplify this tendency. If you are single and retired, you may … Continue reading “The Problem of Money Paralysis”

May 8th, 2019

TOD or Living Trust?

How do you keep assets out of probate? If this question is on your mind, you should know that there are two basic ways to achieve that objective. One, you could create a revocable living trust. You can serve as its trustee, and you can fund it by retitling certain accounts and assets into the … Continue reading “TOD or Living Trust?”