Making a Difference: The Impact of Charitable Gifting

I went to a client’s funeral, and a child came up to me and said “You know what, you’ve made a huge difference in my mother’s life. You helped her spend money, you helped her gift it to charities. Quite frankly, we have more money because the way you all invest the money for our benefit.” And that’s being a fiduciary, that’s making a difference in other’s lives.

My name is Clark Kendall, I’m president of Kendall Capital. I had the unique opportunity to be a seat holder on the New York Stock Exchange and held various positions where I’ve had the opportunity to travel the world. Back in the 1990s, I was one of the first to become a certified financial planner and chartered financial analyst. I’ve continued my education and also possessed the designation of Accredited State Planner. I’m one of the few worldwide to earn a CFP, CFA, and AB designation. We are fiduciaries, we sit on the same side of the table as a client. They pay us a fee to be an advocate, from financial planning to investment management. We don’t take a kickback, we don’t charge a commission product, we look out for the client’s best interest.


I’m proud to say that we’re big enough to have depth and breadth, but we’re small enough to know and care about our clients. We’re passionate about using our skills and talents to help our clients the best we can.

I’m Carol Petrov, I am a Certified Financial Planner. So I do the financial planning for our clients, as well as client service. I’d like to think of myself as a relationship manager. I’m the point person. I’m the first person our clients call. I like them to feel they can call me at any time and I’ll take the time to listen to their needs, and research something if I don’t know about it. One way I’m able to relate to our clients is because I’m experiencing a lot of the same things that they are. I’m saving for my child’s college, I have an elderly mom that I’m taking care of. So being able to relate to what’s going on in their lives makes them feel more comfortable by having someone to call when they are getting nervous. That’s why we’re here, that’s what I love about this job.

My name is Jason Tkach, I’m a portfolio manager at Kendall Capital. I came from an institutional investment background and this is much more family, money focused. I really enjoyed that change. One of the core values of Kendall Capital is the fact that we have this trust between the client and us. I’ve seen it in Clark and Carol’s and other people’s interactions with the client, they really trust us to do what’s best for them. And that is not something that I’ve seen in other area’s of the industry, seeing that bond, that relationship, that was something that I was really motivated to add to.
We’re not all things to all people. Our target market is the half million to 10 million dollar investible asset clients, and we’re an expert in that field. We’re not a factory. We’re not a “roboadvisor”. We take the time because so much more goes into investment management, wealth management for that million and two million dollar client.

My name’s Brian Mattox, I’m a senior portfolio manager here at Kendall Capital. I’ve been in the industry for about 20 years. Once their lives get complicated, they get to a certain level of net worth, client’s need help. They need good advice, they need to know what to do next. I think using empathy, hearing what their situation is and then putting myself in their own shoes really helps to figure out what their problems are and help best get them to the next level.

I’m Madelyn Stemmer and I’m the client service associate at Kendall Capital. We all work together very closely and I just love that we’re all very collaborative. We have monthly meetings where we all sit down and talk about what we’re doing. I’m more on the financial planning side of things and it’s really nice to get input from the investment advisors because they see things from a very different perspective.

Kendall Capital is passionate about the community that we live in. Personally, I’m a fourth generation Washingtonian. When we look to hire someone, we look for people who are giving back. Jason volunteers is helping underprivileged kids learn how to read. Carol is passionate about the PTA at her son’s elementary school. I’ve been a leader at Montgomery County Chamber that helped change the Maryland estate tax laws.

I’ve been passionate about the Washing Area Boy Scouts. As far as not only us making a difference in our community, our clients make a difference in our community. Feeding funds to organizations they’re involved in. It’s amazing to me what a compounding effect it makes in our community. I think a great word for fiduciary would be “advocate.” We live to make a difference in our client’s lives. We care about you.