Curious About How to Choose an Advisor?
Do you have questions about what to look for when choosing a personal financial advisor? Discover our tips for determining if a financial advisor is right for you and how to choose one.
Why Choose a Fee-Only Fiduciary Advisor?
Our Advice is Unbiased and Fees are Transparent
In the financial services industry, there are people who look out for their commissions, and people who look out for you. As fiduciary advisors, we adhere to fiduciary standards by putting our clients’ interests ahead of our own. Simply put, our recommendations are based on how best to achieve your goals and how to provide you the ongoing support you need.
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Fiduciary advisors are held to a higher standard by regulators. Unlike brokers who need only demonstrate that their investments are “suitable” for your situation, the Department of Labor mandates that fiduciary advisors’ recommendations aren’t just “suitable”– they must be in your best interest. We also adhere to high moral and ethical standards as Registered Investment Advisers and CERTIFIED FINANCIAL PLANNER™ professionals. Registration as an investment adviser does not imply a certain level of skill or training.
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Fee-only means that the fee you pay for our financial planning advice, client service and ongoing investment management is our only compensation. We do not receive any form of payment for recommending a particular stock, bond or mutual fund. We also do not sell products to receive commissions. Our fees are easy to understand and printed on every quarterly statement for you to see clearly. The fee is based on the amount of assets you ask us to manage (AUM), and also includes ongoing financial planning advice as your needs evolve. As members of NAPFA (National Association of Personal Financial Advisors), we believe this is the most transparent and objective method available.
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Fee-based means that your advisor may charge you a fee based on the assets you ask them to manage (AUM), but they may also receive compensation through their brokerage firms, preferred mutual fund families, and/or insurance companies when recommending an annuity or insurance product.
Kendall Capital is a member of the National Association of Personal Financial Advisors (NAPFA), America’s leading professional association of Fee-Only financial advisors.
We uphold a shared mission to be independent, objective financial advisors for individuals and families; champions of financial services delivered in the public interest; and standard bearers for the financial planning profession. NAPFA members are required to sign and renew a Fiduciary Oath yearly and subscribe to a Code of Ethics.
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Kendall Capital’s CERTIFIED FINANCIAL PLANNER™ professionals meet the rigorous standards and education outlined by the CFP Board of Standards, Inc. They must also meet ongoing Continuing Education requirements to maintain their CFP® designation. In addition to education and experience, there is a high ethical standard that is enforced by the CFP Board.
Start Working with a Trusted, Personal Fee-Only Fiduciary Advisor
Your financial aspirations are uniquely shaped by your goals, values and circumstances. Our experienced team takes the time to truly understand your aspirations, offering you financial advice that’s tailored to you.
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Perhaps you are making a career change or planning to send children to college as well as renovate your home. You’re looking for an experienced financial planner who considers your needs and your family’s goals to show you options for how to achieve them.
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You want to enjoy the freedom of retirement as soon as is realistically possible, but how much do you need? What are the considerations when one partner has a pension and one doesn’t? How much of a difference would it make to work two more years versus five? Kendall Capital can help, even if your investments are mainly in an employer’s retirement savings plan.
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You may be retired, and now your goals are to continue enjoying your quality of life while growing your wealth and managing income taxes. You’ve heard about wealth management, but what does that mean? Does it make sense to utilize a Roth conversion strategy? You need tax planning advice to better understand the nature of your investments… and your options.
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Perhaps you’ve entered a new phase of life, accumulated wealth, and now what? You want to leave a legacy for future generations, but you’re also interested in knowing how to use your wealth to achieve meaningful goals, such as charitable giving, a vacation home, or your grandchild’s 529 college savings plan. Kendall Capital will educate you on your options and make it easy for you to take action. We help coordinate with tax and estate planning advisors, so you can relax and have peace of mind you have a team watching out for you.
Large Enough to Have Depth and Breadth.
Small Enough To Care.
Clark Kendall, CFA, AEP®, CFP®
President and CEO
Brian Mattox, CFA, CAIA
Chief Investment Officer, Vice President
Nina Smith
Vice President, Strategy and Business Development
Zemin Zhu, CFA, FRM
Assistant Vice President, Portfolio Manager
Justin Wunder
Investment Associate
Katie Taylor
Client Service Associate
Jason Tkach, CFA
Vice President, Portfolio Manager
James “Dave” Walker, CFP®, AIF®
Lead Relationship Manager
Carol Petrov, CFP®, CPWA®
Vice President & Senior Relationship Manager
Our Certifications and Credentials
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Accredited Estate Planner® (AEP)
A professional credential for individuals who specialize in estate planning services.
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Accredited Investment Fiduciary® (AIF)
Designees have demonstrated a high fiduciary standard of care and the ability to serve the best interests of their clients.
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Certified Alternative Investment Analyst® (CAIA)
Trained to assess alternatives investments such as hedge funds, venture capital, and private equity.
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Chartered Financial Analyst® (CFA)
Have relevant work experience and passed a rigorous three-part exam on investment tools, valuing assets, portfolio management, and wealth planning.
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CERTIFIED FINANCIAL PLANNER™ (CFP®) Professionals
Meet rigorous training, ethical and education standards and are committed to serving their clients’ best interests.
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Certified Private Wealth Advisor® (CPWA)
Focus on wealth accumulation, preservation, and distribution. Understand how to develop specific strategies to minimize taxes, monetize and protect assets, maximize growth, and transfer wealth.
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Financial Risk Manager® (FRM)
Designees are trained to assess, measure, and monitor financial risks in real-world situations.
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Registered Investment Advisor (RIA)
Registered either with the Securities Exchange Commission (SEC) or state securities regulators and have a fiduciary duty to their clients to act in their clients’ best interest.
Registration as an investment adviser does not imply a certain level of skill or training.