Insights into various financial topics are provided on our blog. Please bookmark this page for your reference.

  • August 08, 2018

    How Shifting Workforce Demographics Has Threaten Montgomery County’s Economic Health

    Montgomery County is one of the most affluent and educated communities in the country. Our county boasts abundant human capital, high-quality public education, and a vibrant quality of life that are the envy of communities throughout the nation. Lurking beneath the surface, though, are a variety of economic and demographic factors ...
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  • July 09, 2018

    Options For Funding Your College Savings Goals

    How can you cover your child’s future college costs? Saving early (and often) may be the key for most families. Here are some college savings vehicles to consider. 529 college savings plans. Offered by states and some educational institutions, these plans let you save up to $15,000 per year for your ...
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  • June 08, 2018

    Becoming A Middle Class Millionaire™: How to make it happen in Montgomery County

    In Montgomery County, anyone can become a Middle Class Millionaire™. Really? Really! Yes, Montgomery County is an expensive place to live. But, on the flip side, it’s a highly educated community with affluent people. According to the 2016 US Census Bureau data the median annual income in Montgomery County averaged $100,352. Thanks ...
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  • May 24, 2018

    Retirement Planning Tips for Women

    For our parents, living to 75 amounted to a nice, long life, and Social Security was often supplemented by a pension. The Social Security Administration estimates that today’s average 65-year-old female will live to age 86.6. Given these projections, it appears that a retirement of 20 years or longer might ...
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  • May 10, 2018

    The Many Benefits of a Roth IRA

    The Roth IRA changed the retirement savings landscape when it was established in the Taxpayer Relief Act of 1997 becoming a fixture in many retirement income strategies. This analysis offers a closer look at the trade-off you make when you contribute to a Roth IRA versus other types of investment ...
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  • April 10, 2018

    Montgomery County’s Revenue Decline: What It Means for Everyone

    It’s been awhile since the U.S. economy has been as strong as it is right now. GDP growth is up, unemployment is down and the stock market is booming. In the midst of all this economic good news, though, Montgomery County is facing a serious revenue shortfall. The county is projecting ...
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  • March 21, 2018

    Tax Efficient Retirement Planning

    Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? If so, you may receive significant retirement income. Those income distributions, however, will be taxed at ordinary income tax rates.  If you have saved and invested well, you may ...
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  • March 13, 2018

    Brian G. Mattox, CAIA, Joins Kendall Capital as Senior Portfolio Manager & Jason Tkach, CFA Promoted to Portfolio Manager

    Kendall Capital is proud to welcome experienced Senior Portfolio Manager, Brian Mattox, CAIA, to its team of dedicated professionals. In his role as Senior Portfolio Manager, Brian will focus on portfolio construction, rebalancing, security selection, manager due diligence and implementation of both the equity and mutual fund investment strategies. A ...
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  • March 13, 2018

    Attention Retiring Federal Employees – It’s Time to Retire Your Thrift Savings Plan

    Being a fiduciary wealth manager means two things in practice. First, I’m obligated to serve my clients’ best financial interests. Second, I give big-picture advice. This could be a recommended action (where to invest, for example), or a simple word of caution: Don’t. I recently offered that word of caution to ...
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  • March 12, 2018

    Target Date Funds

    Advice for the Middle Class Millionaire Clark shares his thoughts on target date funds. 
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