Insights into various financial topics are provided on our blog. Please bookmark this page for your reference.

  • July 17, 2020

    Big Changes to Account Rules Make 2020 a Unique Year for Retirement

    These changes can be attributed to two major pieces of legislation: the Setting Every Community Up for Retirement Enhancement (SECURE) Act, and the Coronavirus Aid, Relief, and Economic Security (CARES) Act. We encourage you to reach out to an advisor at Kendall Capital to discuss how this may impact your ...
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  • June 15, 2020

    Before You Claim Social Security

    There are a few things you may want to think about before filing for benefits. Whether you want to leave work at 62, 67, or 72, claiming the retirement benefits you are entitled to by federal law is no casual decision. Our clients here at Kendall Capital often want to evaluate ...
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  • June 09, 2020

    Eldercare Choices in the COVID-19 Era

    Given the threat of COVID-19, seniors today may be considering their extended care alternatives with extra caution. In addition to health factors, the cost can be an issue. According to Genworth’s 2020 Cost of Care Survey, the median annual cost of a semi-private room in a nursing home is now $90,000. ...
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  • May 18, 2020

    The Pros and Cons of In-Service Retirement Plan Rollovers

    Should you withdraw and reinvest your retirement plan money while you are still employed? Did you know you might be able to take some or all of the money in your 401(k), 403(b), or 457 plan and roll it over into another type of retirement account? Were you aware that you ...
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  • May 13, 2020

    The Nifty Fifty and Overweight Tech Stocks

    The interesting thing about index funds, which is not discussed enough, is that when a stock or a sector posts dramatic gains, it can become an outsized part of the total index. Investors who buy the index are buying that stock or sector at very high valuations—which may nor may ...
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  • April 23, 2020

    The Coronavirus Pandemic and Your Retirement Accounts—What You Should And Should Not Do

    Most economists expect the Coronavirus outbreak to cause a recession. Since many people made bad financial investment decisions in the last recession, it is important to remind ourselves of what we should and should not do.  First, pause with gratitude if you have a retirement account—nearly half of workers do not. ...
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  • April 16, 2020

    Roth IRA Conversion in the Era of COVID-19

    The COVID-19 pandemic has shaken up nearly every aspect of American life. To say it’s been a difficult time would be an understatement.  However, difficult times may open doors to new possibilities. Businesses are changing their ways of operating, and individuals are exploring new avenues for investment. It may be time ...
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  • April 03, 2020

    Key Provisions of the CARES Act

    Recently, the $2 trillion “Coronavirus Aid, Relief, and Economic Security” (“CARES”) Act was signed into law. The CARES Act is designed to help those most impacted by the COVID-19 pandemic, while also providing key provisions that may benefit retirees. To put this monumental legislation in perspective, Congress earmarked $800 billion for ...
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  • March 30, 2020

    How Coronavirus-Fueled Investment Losses May Help Cut Your Taxes

    Your portfolio may be in the red, but your tax planning just might be in the green – if you know how to work those losses. Anxiety around the spread of coronavirus, along with recession fears, have sent major stock indexes into a tailspin. While selling out of the market altogether could ...
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  • March 25, 2020

    Does Leaving Maryland Purely for Tax Reasons Really Make Sense?

    Many of our Montgomery County clients dream of moving to a lower-cost area of the country when they retire in order to stretch their retirement savings out further. In particular, they envision saving thousands of dollars every year in taxes by moving to a state with no state income tax ...
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