Insights into various financial topics are provided on our blog. Please bookmark this page for your reference.

  • July 16, 2019

    What the SECURE Act Could Mean for Retirement Plans

    If passed, it would change some long-established retirement account rules.  If you follow the news, you may have heard of the Setting Every Community Up for Retirement Enhancement (SECURE) Act. Although the SECURE Act has yet to clear the Senate, it saw broad, bipartisan support in the House of Representatives. This legislation ...
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  • July 03, 2019

    Getting a Head Start on College Savings

    The hows and whys of college savings. The American family with a child born today can expect to spend about $233,610 to raise that child to the age of 18. On top of that, you can expect your little one’s college education to cost as much as $198,000. But before you throw ...
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  • June 18, 2019

    Helping Aging Parents Manage Financial Responsibilities

    How can you make things easier on them later in life?  The number of people aged 60 and older is growing. By 2050, this demographic will be more than twice as large as it was in 2015. Many of these seniors will face financial challenges as they age whether it’s analyzing ...
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  • June 13, 2019

    Gifts- Taxable or Not?

    In Clark Kendall’s book, Middle-Class Millionaire: Surprisingly Simple Strategies to Grow and Enjoy Your Wealth, chapter 18 explains “Planned Giving” and walks through best practices of gifting. Below is a story about Rich and Barbara and real-life examples of how to gift efficiently. Rich is a retired film stuntman who, after ...
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  • June 12, 2019

    Could Social Security Really Go Away?

    It may be unlikely, but the program faces financial challenges.   Will Social Security run out of money in the 2030s? You may have heard warnings about this dreadful scenario coming true. These warnings, however, assume that no action will be taken to address Social Security’s financial challenges between now and ...
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  • June 11, 2019

    Retirement and Supporting Your Adult Children

    Subsidizing family can put a crimp in your strategy. Families are one of the great joys in life, and part of the love you show to your family is making sure that their basic needs are met. While that’s only to be expected from birth through the high school years, many ...
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  • May 29, 2019

    Keep Calm, Stay Invested

    Recent headlines have added volatility to the markets. There will always be new headlines, and any of them could mean turbulence for Wall Street. As an investor and retirement saver, how much will this turmoil matter to you in the long run? Not as much as you may expect. There are ...
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  • May 21, 2019

    Options and Benefits of Roth IRA Contributions

    If you own an Individual Retirement Account (IRA), you may have heard about Roth IRA conversions. Converting your traditional IRA to a Roth IRA can make a lot of sense depending on your situation. But remember, consulting with your financial advisor here at Kendall Capital before making financial decisions is ...
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  • May 20, 2019

    The Problem of Money Paralysis

    Not making a move is not always the best move to make.  A decision not made may have financial consequences. Sometimes, we fall prey to a kind of money paralysis, in which financial indecisiveness is regarded as a form of “safety.” Retirement seems to amplify this tendency. If you are single and ...
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  • May 08, 2019

    TOD or Living Trust?

    How do you keep assets out of probate? If this question is on your mind, you should know that there are two basic ways to achieve that objective. One, you could create a revocable living trust. You can serve as its trustee, and you can fund it by retitling certain accounts ...
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