Insights into various financial topics are provided on our blog. Please bookmark this page for your reference.

  • May 21, 2019

    Options and Benefits of Roth IRA Contributions

    If you own an Individual Retirement Account (IRA), you may have heard about Roth IRA conversions. Converting your traditional IRA to a Roth IRA can make a lot of sense depending on your situation. But remember, consulting with your financial advisor here at Kendall Capital before making financial decisions is ...
    View more
  • May 20, 2019

    The Problem of Money Paralysis

    Not making a move is not always the best move to make.  A decision not made may have financial consequences. Sometimes, we fall prey to a kind of money paralysis, in which financial indecisiveness is regarded as a form of “safety.” Retirement seems to amplify this tendency. If you are single and ...
    View more
  • May 08, 2019

    TOD or Living Trust?

    How do you keep assets out of probate? If this question is on your mind, you should know that there are two basic ways to achieve that objective. One, you could create a revocable living trust. You can serve as its trustee, and you can fund it by retitling certain accounts ...
    View more
  • May 07, 2019

    Start from Where You Are to Become a Middle-Class Millionaire

    Often, when I talk to someone about how they can become a Middle-Class Millionaire, they say they just don’t know where to start. They peer off into the future and they can’t comprehend how they’ll reach the goal of being a Middle-Class Millionaire from where they are today financially. I tell ...
    View more
  • April 29, 2019

    It Comes from the Heart: The Saver’s Mindset

    A Middle-Class Millionaire starts the journey to financial security with a heartfelt for others. A Middle-Class Millionaire starts out with the heart to care about his or her family’s future, his children’s education, his spouse’s life if he should become disabled or die early and his or her joyful retirement unencumbered ...
    View more
  • April 23, 2019

    IPOs Are Hot — But Should You Invest in Them?

    Initial public offerings, or IPOs, seem to be all the rage among investors so far this year. In the last few months, Lyft, Pinterest, Uber, and Zoom all debuted on the public market by offering shares of stock for sale to public investors. Expedia and Airbnb are also expected to ...
    View more
  • April 22, 2019

    When Should You Consider an IRA Charitable Rollover?

    Have you ever wanted to make a major charitable gift? Would you like a federal tax break in acknowledgment of that gift? If so, an IRA charitable rollover might be a good option. If you are age 70½ or older and have one or more traditional IRAs, you may want to ...
    View more
  • April 16, 2019

    Planning to Retire Within the Next 5 Years?

    What should you concentrate on as the transition approaches? You can prepare for your retirement transition years before it occurs. In doing so, you can do your best to avoid the kind of financial surprises that tend to upset an unsuspecting new retiree.   How much monthly income will you need? Look at ...
    View more
  • April 10, 2019

    Teaching Your Heirs to Value Your Wealth

    Some millionaires are reluctant to talk to their kids about family wealth. Perhaps they are afraid of what their heirs may do with it. If a child comes from money and grows up knowing they can expect a sizable inheritance, that child may look at family wealth like water from a ...
    View more
  • March 25, 2019

    A Potential Social Security Fix

    We’ve been hearing for years that the Social Security fund will run out of money in 2034, and a close reading of the Social Security Administration’s Trustee Report projections ( show what exactly this would mean. By that time, based on estimates of the number of people earning an income ...
    View more