Insights into various financial topics are provided on our blog. Please bookmark this page for your reference.

  • February 19, 2019

    Closing the Donut Hole

    If you haven’t been really, really sick in the last few years, you may not have ever heard of the “donut hole” in Medicare Part D prescription drug plans. This is the common name in the medical field for an unusual coverage gap where, if you incurred $3,750 worth of ...
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  • February 15, 2019

    Are One-Percenters Rich or Comfortable?

    What would you have to make to be a one-percenter? That is, to have an income in the upper one percent of the population, in the U.S., Singapore, China, Brazil, England or Australia. The answer, of course, differs in every country. At the bottom of the scale, someone earning $81,000 ...
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  • February 06, 2019

    The Difference Between Mutual Funds and ETFs

    If you are new to the investing world, you may be wondering what the difference between mutual funds and exchange-traded funds are. While there are similarities between the two, the differences could determine whether one or the other, or a mix of both, makes the most sense for you. It’s ...
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  • January 07, 2019

    Why Now Could Be a Good Time for a Roth IRA Conversion

    Roth IRAs are one of the best gifts that Congress has ever given Americans when it comes to saving money for retirement. Contributions grow tax deferred like with traditional IRAs, but withdrawals are usually tax-free if they’re made after you turn 59½ years old. Also, there are no Required Minimum Distributions ...
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  • January 07, 2019

    The Evolution of Financial Rights and Equality for Women and the Opportunity it Provides for the Client/Advisor Relationship

    In recent years, there’s been a lot of publicity around sexual harassment, and the MeToo movement seems to have brought us to a new age for women and their ability to exercise their legal rights, especially as it pertains to the work environment.  But it is worth noting just how ...
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  • January 07, 2019

    How Medigap Choices Are Changing

    With Plan F and Plan C going away in 2020, Plan G may become the most common option. Soon, the most popular Medigap policy will no longer be available. Seniors will lose the chance to buy Plan F in 2020 as well as the less popular Plan C. These policies cover Medicare’s ...
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  • January 04, 2019

    Target Date Funds

    Hello. This is Clark Kendall with Kendall Capital Management in the Greater Washington, DC area. Today’s investment nugget is target date funds.   Target date funds determine your asset allocation based upon one factor and one factor alone, your age. Can you imagine the Class of 1975, walking across the graduation stage? ...
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  • January 04, 2019

    October 2018 Stock Market Pullback

    Hello. This is Clark Kendall with Kendall Capital Management. Today is Friday, October 26. We’ve had volatility in the market over the last two or three weeks. We’ve had the Dow Jones moving three, four and 500 points a day. Percentage wise it’s been as much as two to three ...
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  • January 03, 2019

    The Impact of Charitable Gifting Laws

    Hi. I’m Carol with Kendall Capital, here with a two-minute tip to help you, the middle-class millionaire saves both money and your precious time.   Today, I’m going to talk about charitable giving. We have so many wonderful organizations right here in Montgomery County, Maryland where even the smallest donation can make ...
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  • January 03, 2019

    Making a Difference: The Impact of Charitable Gifting

    I went to a client’s funeral, and a child came up to me and said “You know what, you’ve made a huge difference in my mother’s life. You helped her spend money, you helped her gift it to charities. Quite frankly, we have more money because the way you all ...
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