Insights into various financial topics are provided on our blog. Please bookmark this page for your reference.

  • January 03, 2019

    The Impact of Charitable Gifting Laws

    Hi. I’m Carol with Kendall Capital, here with a two-minute tip to help you, the middle-class millionaire saves both money and your precious time.   Today, I’m going to talk about charitable giving. We have so many wonderful organizations right here in Montgomery County, Maryland where even the smallest donation can make ...
    View more
  • January 03, 2019

    Making a Difference: The Impact of Charitable Gifting

    I went to a client’s funeral, and a child came up to me and said “You know what, you’ve made a huge difference in my mother’s life. You helped her spend money, you helped her gift it to charities. Quite frankly, we have more money because the way you all ...
    View more
  • December 28, 2018

    What Does an Inverted Yield Curve Mean?

    If investors aren’t selling stocks because of the current government shutdown, they might be nervous about the flattening yield curve—broadly defined as a time when short-term interest rates were higher than yields on longer-term bonds. But what does this mean for the markets? Typically, an inverted yield curve signals a ...
    View more
  • December 17, 2018

    Your 2019 Financial To-Do List

    What financial, business, or life priorities do you need to address in 2019? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. Can you contribute more to your retirement plans this ...
    View more
  • December 13, 2018

    Social Security Gets Its Biggest Increase Since 2012

    Social Security will soon give seniors their largest “raise” since 2012. In view of inflation, the Social Security Administration has authorized a 2.8% increase for retirement benefits in 2019. This is especially welcome, as annual Social Security cost-of-living adjustments, or COLAs, have been irregular in recent years. There were no COLAs ...
    View more
  • December 10, 2018

    Year-End Tax Opportunities

    Each year, U.S. taxpayers face several year-end deadlines which, if ignored, can be costly and in some cases punitive. In the latter category, consider people over age 70 1/2 who fail to take the full required minimum distribution from their IRA or 401(k). If they get the calculation wrong, or ...
    View more
  • December 05, 2018

    Investing Means Enduring Some Risk

    When financial markets have a bad day, week, or month, discomforting headlines and data can quickly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place. This is some truth to this, but if you want to accumulate significant retirement ...
    View more
  • December 03, 2018

    Save Time and Money When it Comes to Donations and Tax Time

    Carol Petrov discusses the impacts of the new charitable gifting laws, and how to save time and money when it comes to donations and tax time.
    View more
  • November 19, 2018

    The Giving Season is Approaching: Understand the Impacts to Charitable Gifting Under the New Tax Laws

    The holiday season is fast approaching and as the new tax law is nearing its one year anniversary, it is important for Montgomery County residents to understand how charitable gifting is affected by the new law. An estimated 30% of charitable donations happen during the last month of the year, ...
    View more
  • November 14, 2018

    IRS Raises Retirement Plan Contribution Limits for IRAs, 401(k)s and More

    The IRS has announced inflation-adjusted figures for retirement account savings for 2019, and there are a lot of changes that will help savers grow these accounts. Most notable, is that for the for the first time since 2013, the contribution limit for individual retirement accounts (IRA’s) has increased, from the ...
    View more